Frequently Asked Questions

Unless circumstances don’t allow, the closing of escrow will take place in one of the American Land Title offices. Consult with you realtor about the time and the location. Please let us know if you have any special requests (like interpreters, handicap access, etc.).

Your American Land Title Closing Agent will be working very closely with your realtor to compile all of the necessary documents for the transfer of title. Appraisal, survey, pest inspections, legal papers, courthouse records, and the like will be accumulated as required by the purchase contract. We will also disburse all funds associated with the sale.

Your realtor and your lender will have this information, but the final amount you will need to bring to closing (in “good funds”) will be disclosed on a document known as the Closing Disclosure. This is the form that discloses all buyer and seller expenses, and proceeds. The amount of time you and your realtor should review the Closing Disclosure will depend on your lender.

It’s a requirement from the Department of Insurance that we can only accept certified checks, or cashier’s checks from the buyer or the seller. Further, we are prohibited from accepting large sums of cash. Verify with your realtor, well before closing, just how much you should bring to closing and what funds are required.

Like the question above, consult with your realtor. As soon as American Land Title receives the closing documents from the lender we will quickly prepare the Closing Disclosure for your review.